£12.71 an hour after tax (2026/27)
Tax year 2026/27 · 37.5 hours a week · England, Wales and Northern Ireland unless stated
At £12.71 an hour for 37.5 hours a week you take home £1,780.37 a month, £21,364 a year, or £10.96 for every hour worked after tax.
Pay: £12.71 a hour · England, Wales or NI · 2026/27
Your take-home pay
£1,780.37 a month
£21,364 a year · £410.85 a week · £10.96 an hour after tax
| Item | Year | Month | Week |
|---|---|---|---|
| Gross pay | £24,785 | £2,065.38 | £476.63 |
| Taxable pay | £24,785 | £2,065.38 | £476.63 |
Income tax
| −£2,443 | −£203.58 | −£46.98 |
| National Insurance | −£977 | −£81.43 | −£18.79 |
| Take-home pay | £21,364 | £1,780.37 | £410.85 |
| Item | Month |
|---|---|
| Gross pay | £2,065.38 |
| Taxable pay | £2,065.38 |
Income tax
| −£203.58 |
| National Insurance | −£81.43 |
| Take-home pay | £1,780.37 |
Where your pay goes
- Take-home pay: £21,364 a year (86.2%)
- Income tax: £2,443 a year (9.9%)
- National Insurance: £977 a year (3.9%)
Key rates
Effective deduction rate: 13.8%
Of your next £100 of pay you keep £72.00
Employer cost
- Employer National Insurance
- £2,968 a year
- Total cost to your employer
- £27,752 a year
Excludes any employer pension contribution.
Estimate for the 2026/27 tax year using 1257L (default code). Rates verified against HMRC on 5 October 2026. Estimate only, not financial or tax advice. How we calculate →
£12.71 an hour by hours worked
| Hours a week | Gross a year | Take-home a month | Take-home a week |
|---|---|---|---|
| 16 | £10,575 | £881.23 | £203.36 |
| 20 | £13,218 | £1,086.40 | £250.71 |
| 25 | £16,523 | £1,284.68 | £296.46 |
| 30 | £19,828 | £1,482.96 | £342.22 |
| 37.5 | £24,785 | £1,780.37 | £410.85 |
| 40 | £26,437 | £1,879.51 | £433.73 |
| 45 | £29,741 | £2,077.78 | £479.49 |
Minimum wage
£12.71 is equal to the National Living Wage for workers aged 21 and over (£12.71 an hour from 1 April 2026).
| Rate | Per hour |
|---|---|
| National Living Wage (21 and over) | £12.71 |
| Aged 18 to 20 | £10.85 |
| Under 18 | £8.00 |
| Apprentice | £8.00 |
£12.71 an hour in Scotland
At 37.5 hours a week, Scottish taxpayers take home £1,783.68 a month (£21,404 a year), £40 a year more than in the rest of the UK.
Equivalent salary
£12.71 an hour full-time is about £24,785 a year. See £25,000 after tax for a full breakdown.
Nearby hourly rates
Frequently asked questions
How much is £12.71 an hour a month after tax?
At 37.5 hours a week, £12.71 an hour is £1,780.37 a month after income tax and National Insurance in 2026/27 (England, Wales or Northern Ireland, standard tax code).
How much is £12.71 an hour a week after tax?
You take home £410.85 a week for 37.5 hours, from £476.63 gross.
How much is £12.71 an hour a year after tax?
£12.71 an hour full-time is £24,785 a year before tax and £21,364 after tax.
Figures for 2026/27, verified against HMRC on 5 October 2026.
Sources:HMRC rates and thresholds for employers, National Minimum Wage and National Living Wage rates, Income Tax rates and Personal Allowances. Methodology →