£20 an hour after tax (2026/27)
Tax year 2026/27 · 37.5 hours a week · England, Wales and Northern Ireland unless stated
At £20 an hour for 37.5 hours a week you take home £2,633.30 a month, £31,600 a year, or £16.20 for every hour worked after tax.
Pay: £20 a hour · England, Wales or NI · 2026/27
Your take-home pay
£2,633.30 a month
£31,600 a year · £607.68 a week · £16.20 an hour after tax
| Item | Year | Month | Week |
|---|---|---|---|
| Gross pay | £39,000 | £3,250.00 | £750.00 |
| Taxable pay | £39,000 | £3,250.00 | £750.00 |
Income tax
| −£5,286 | −£440.50 | −£101.65 |
| National Insurance | −£2,114 | −£176.20 | −£40.66 |
| Take-home pay | £31,600 | £2,633.30 | £607.68 |
| Item | Month |
|---|---|
| Gross pay | £3,250.00 |
| Taxable pay | £3,250.00 |
Income tax
| −£440.50 |
| National Insurance | −£176.20 |
| Take-home pay | £2,633.30 |
Where your pay goes
- Take-home pay: £31,600 a year (81%)
- Income tax: £5,286 a year (13.6%)
- National Insurance: £2,114 a year (5.4%)
Key rates
Effective deduction rate: 19%
Of your next £100 of pay you keep £72.00
Employer cost
- Employer National Insurance
- £5,100 a year
- Total cost to your employer
- £44,100 a year
Excludes any employer pension contribution.
Estimate for the 2026/27 tax year using 1257L (default code). Rates verified against HMRC on 5 October 2026. Estimate only, not financial or tax advice. How we calculate →
£20 an hour by hours worked
| Hours a week | Gross a year | Take-home a month | Take-home a week |
|---|---|---|---|
| 16 | £16,640 | £1,291.70 | £298.08 |
| 20 | £20,800 | £1,541.30 | £355.68 |
| 25 | £26,000 | £1,853.30 | £427.68 |
| 30 | £31,200 | £2,165.30 | £499.68 |
| 37.5 | £39,000 | £2,633.30 | £607.68 |
| 40 | £41,600 | £2,789.30 | £643.68 |
| 45 | £46,800 | £3,101.30 | £715.68 |
Minimum wage
£20 is above the National Living Wage for workers aged 21 and over (£12.71 an hour from 1 April 2026).
| Rate | Per hour |
|---|---|
| National Living Wage (21 and over) | £12.71 |
| Aged 18 to 20 | £10.85 |
| Under 18 | £8.00 |
| Apprentice | £8.00 |
£20 an hour in Scotland
At 37.5 hours a week, Scottish taxpayers take home £2,628.71 a month (£31,545 a year), £55 a year less than in the rest of the UK.
Equivalent salary
£20 an hour full-time is about £39,000 a year. See £39,000 after tax for a full breakdown.
Nearby hourly rates
Frequently asked questions
How much is £20 an hour a month after tax?
At 37.5 hours a week, £20 an hour is £2,633.30 a month after income tax and National Insurance in 2026/27 (England, Wales or Northern Ireland, standard tax code).
How much is £20 an hour a week after tax?
You take home £607.68 a week for 37.5 hours, from £750.00 gross.
How much is £20 an hour a year after tax?
£20 an hour full-time is £39,000 a year before tax and £31,600 after tax.
Figures for 2026/27, verified against HMRC on 5 October 2026.
Sources:HMRC rates and thresholds for employers, National Minimum Wage and National Living Wage rates, Income Tax rates and Personal Allowances. Methodology →