NHS Band 2 pay after tax (2026/27)
Agenda for Change, England · tax year 2026/27
Band 2 pays £25,272 a year. At entry you take home £1,700.11 a month after tax, National Insurance and NHS Pension.
Pay scales effective from 1 April 2026. Source: NHS Employers: Pay scales for 2026/27. Checked 5 October 2026.
Pension: NHS Pension Scheme member contribution rates from 1 April 2026 (NHSBSA: Cost of being in the Scheme).
Band 2 pay points
| Pay point | Salary | Take-home a month (with pension) | Take-home a month (no pension) | Pension a month |
|---|---|---|---|---|
| Entry and top | £25,272 | £1,700.11 | £1,809.62 | £136.89 (6.5%) |
2026/27 tax rates, England, Wales and Northern Ireland, standard tax code, no student loan. Pension contributions are taken before tax (net pay arrangement). Select a take-home figure to open it in the calculator.
About Band 2
Band 2 has a single pay point, so pay rises only come from the annual pay award. Your NHS Pension contribution rate depends on your actual pensionable pay, so it can change when you move pay point. Overtime, unsocial hours payments and high cost area supplements are paid on top and aren’t included here.
Other bands
Frequently asked questions
How much is Band 2 after tax a month?
At the entry and top point (£25,272) you take home £1,700.11 a month after tax, National Insurance and a 6.5% NHS Pension contribution in 2026/27.
How much is Band 2 without the pension?
If you opted out of the NHS Pension you would take home £1,809.62 a month at £25,272, but you would lose valuable pension benefits and your employer’s contribution.
What NHS Pension rate do I pay on Band 2?
Between 6.5% and 6.5% of pensionable pay, depending on your pay point.
Related salaries
Figures for 2026/27, verified against HMRC on 5 October 2026.
Sources:HMRC rates and thresholds for employers, Income Tax rates and Personal Allowances, Income Tax in Scotland. Methodology →