£12.50 an hour after tax (2026/27)
Tax year 2026/27 · 37.5 hours a week · England, Wales and Northern Ireland unless stated
At £12.50 an hour for 37.5 hours a week you take home £1,755.80 a month, £21,070 a year, or £10.80 for every hour worked after tax.
Pay: £12.5 a hour · England, Wales or NI · 2026/27
Your take-home pay
£1,755.80 a month
£21,070 a year · £405.18 a week · £10.80 an hour after tax
| Item | Year | Month | Week |
|---|---|---|---|
| Gross pay | £24,375 | £2,031.25 | £468.75 |
| Taxable pay | £24,375 | £2,031.25 | £468.75 |
Income tax
| −£2,361 | −£196.75 | −£45.40 |
| National Insurance | −£944 | −£78.70 | −£18.16 |
| Take-home pay | £21,070 | £1,755.80 | £405.18 |
| Item | Month |
|---|---|
| Gross pay | £2,031.25 |
| Taxable pay | £2,031.25 |
Income tax
| −£196.75 |
| National Insurance | −£78.70 |
| Take-home pay | £1,755.80 |
Where your pay goes
- Take-home pay: £21,070 a year (86.4%)
- Income tax: £2,361 a year (9.7%)
- National Insurance: £944 a year (3.9%)
Key rates
Effective deduction rate: 13.6%
Of your next £100 of pay you keep £72.00
Things to know
Warning: Below the National Living Wage
At 37.5 hours a week this works out at £12.50 an hour, below the National Living Wage for workers aged 21 and over (£12.71 an hour).
Employer cost
- Employer National Insurance
- £2,906 a year
- Total cost to your employer
- £27,281 a year
Excludes any employer pension contribution.
Estimate for the 2026/27 tax year using 1257L (default code). Rates verified against HMRC on 5 October 2026. Estimate only, not financial or tax advice. How we calculate →
£12.50 an hour by hours worked
| Hours a week | Gross a year | Take-home a month | Take-home a week |
|---|---|---|---|
| 16 | £10,400 | £866.67 | £200.00 |
| 20 | £13,000 | £1,073.30 | £247.68 |
| 25 | £16,250 | £1,268.30 | £292.68 |
| 30 | £19,500 | £1,463.30 | £337.68 |
| 37.5 | £24,375 | £1,755.80 | £405.18 |
| 40 | £26,000 | £1,853.30 | £427.68 |
| 45 | £29,250 | £2,048.30 | £472.68 |
Minimum wage
£12.50 is below the National Living Wage for workers aged 21 and over (£12.71) but meets the minimum for: aged 18 to 20 (£10.85).
| Rate | Per hour |
|---|---|
| National Living Wage (21 and over) | £12.71 |
| Aged 18 to 20 | £10.85 |
| Under 18 | £8.00 |
| Apprentice | £8.00 |
£12.50 an hour in Scotland
At 37.5 hours a week, Scottish taxpayers take home £1,759.11 a month (£21,109 a year), £40 a year more than in the rest of the UK.
Equivalent salary
£12.50 an hour full-time is about £24,375 a year. See £24,500 after tax for a full breakdown.
Nearby hourly rates
Frequently asked questions
How much is £12.50 an hour a month after tax?
At 37.5 hours a week, £12.50 an hour is £1,755.80 a month after income tax and National Insurance in 2026/27 (England, Wales or Northern Ireland, standard tax code).
How much is £12.50 an hour a week after tax?
You take home £405.18 a week for 37.5 hours, from £468.75 gross.
How much is £12.50 an hour a year after tax?
£12.50 an hour full-time is £24,375 a year before tax and £21,070 after tax.
Figures for 2026/27, verified against HMRC on 5 October 2026.
Sources:HMRC rates and thresholds for employers, National Minimum Wage and National Living Wage rates, Income Tax rates and Personal Allowances. Methodology →