£12 an hour after tax (2026/27)
Tax year 2026/27 · 37.5 hours a week · England, Wales and Northern Ireland unless stated
At £12 an hour for 37.5 hours a week you take home £1,697.30 a month, £20,368 a year, or £10.44 for every hour worked after tax.
Pay: £12 a hour · England, Wales or NI · 2026/27
Your take-home pay
£1,697.30 a month
£20,368 a year · £391.68 a week · £10.44 an hour after tax
| Item | Year | Month | Week |
|---|---|---|---|
| Gross pay | £23,400 | £1,950.00 | £450.00 |
| Taxable pay | £23,400 | £1,950.00 | £450.00 |
Income tax
| −£2,166 | −£180.50 | −£41.65 |
| National Insurance | −£866 | −£72.20 | −£16.66 |
| Take-home pay | £20,368 | £1,697.30 | £391.68 |
| Item | Month |
|---|---|
| Gross pay | £1,950.00 |
| Taxable pay | £1,950.00 |
Income tax
| −£180.50 |
| National Insurance | −£72.20 |
| Take-home pay | £1,697.30 |
Where your pay goes
- Take-home pay: £20,368 a year (87%)
- Income tax: £2,166 a year (9.3%)
- National Insurance: £866 a year (3.7%)
Key rates
Effective deduction rate: 13%
Of your next £100 of pay you keep £72.00
Things to know
Warning: Below the National Living Wage
At 37.5 hours a week this works out at £12.00 an hour, below the National Living Wage for workers aged 21 and over (£12.71 an hour).
Employer cost
- Employer National Insurance
- £2,760 a year
- Total cost to your employer
- £26,160 a year
Excludes any employer pension contribution.
Estimate for the 2026/27 tax year using 1257L (default code). Rates verified against HMRC on 5 October 2026. Estimate only, not financial or tax advice. How we calculate →
£12 an hour by hours worked
| Hours a week | Gross a year | Take-home a month | Take-home a week |
|---|---|---|---|
| 16 | £9,984 | £832.00 | £192.00 |
| 20 | £12,480 | £1,040.00 | £240.00 |
| 25 | £15,600 | £1,229.30 | £283.68 |
| 30 | £18,720 | £1,416.50 | £326.88 |
| 37.5 | £23,400 | £1,697.30 | £391.68 |
| 40 | £24,960 | £1,790.90 | £413.28 |
| 45 | £28,080 | £1,978.10 | £456.48 |
Minimum wage
£12 is below the National Living Wage for workers aged 21 and over (£12.71) but meets the minimum for: aged 18 to 20 (£10.85).
| Rate | Per hour |
|---|---|
| National Living Wage (21 and over) | £12.71 |
| Aged 18 to 20 | £10.85 |
| Under 18 | £8.00 |
| Apprentice | £8.00 |
£12 an hour in Scotland
At 37.5 hours a week, Scottish taxpayers take home £1,700.61 a month (£20,407 a year), £40 a year more than in the rest of the UK.
Equivalent salary
£12 an hour full-time is about £23,400 a year. See £23,500 after tax for a full breakdown.
Nearby hourly rates
Frequently asked questions
How much is £12 an hour a month after tax?
At 37.5 hours a week, £12 an hour is £1,697.30 a month after income tax and National Insurance in 2026/27 (England, Wales or Northern Ireland, standard tax code).
How much is £12 an hour a week after tax?
You take home £391.68 a week for 37.5 hours, from £450.00 gross.
How much is £12 an hour a year after tax?
£12 an hour full-time is £23,400 a year before tax and £20,368 after tax.
Figures for 2026/27, verified against HMRC on 5 October 2026.
Sources:HMRC rates and thresholds for employers, National Minimum Wage and National Living Wage rates, Income Tax rates and Personal Allowances. Methodology →